Fools Gold
Benefit of Banana
Benefit of Turmeric
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Managing Diabetes
About Heart Disease
Retirement Planning
Be Aware of Gold Scams

Second only to time and aside from life, nothing comes more precious than gold. The mere mention of its name conjures up rich images in the mind. In the turbulent times of economic downturns and financial crisis, many will look to gold as a secure way of investment. Although the price of gold is currently down at the time of writing, anecdotal evidence suggests otherwise.

First, there are gold investment schemes, which basically ask investors to invest money in gold shares. The investor does not actually own any physical gold. This is an old trick in which the companies promise a guaranteed fixed return income, which is higher than bank interests, like many other schemes. The investors are duped into depositing their money in exchange for certificates of ownership of gold. In the end, all the investors have to show for it is a worthless piece of certificate and none of the profit.

Of late, another way of cheating sees gold being sold at market price and then promised to be bought back by the company at a higher price after a period of time. This time, the investors really purchase the gold. Unfortunately, the higher selling price ensures that the investor is loyal and will only sell back to the company, since the company has created the impression of running well-established investment operations. The victims do not often see what is coming. When the buyer hands over the gold bars, the company absconds with them.

In another type of scam, the names of important people – in this case, the name of former Prime Minister Tun Dr. Mahathir Mohamad – are used to cheat the unsuspecting. The scammers start by sending out mass e-mails to thousands of Malaysians asking them to deposit money to be eligible for a part of the US$10mil (RM36mil) gold smuggled into South Africa in 1995.




Planning for Retirement - Part II

Senior Benefits in Thailand

Loan Sharks

Will Writing

Finally a magazine for Senior Citizens has come to the newsstand for the public to read. There are many reading materials published for children, teenagers, men and women and now, it is time to publish one for our golden people.

Although this magazine is meant for the Senior Citizens, the articles contributed are for the benefit of all. All are welcomed to write, contribute, participate and comment. This is the inaugural issue and is packed with a lot of information, activities, events, health tips, interviews and biographies. Wisdom comes with age.

Likewise, senior citizens’ expertise, knowledge and advice are valuable assets to the younger generation. Aging is not only a seniority of calendar years but also an accumulation of wisdom. As we progress technologically, the humanitarian aspect of helping people should not be forgotten.

Progression of arts and science is the acquisition and execution of knowledge and progression of age is the combination of perseverance, righteousness and sense control which produces wisdom. Age is not confined to numbers; aging is a biological process not a psychological one. So long as your psyche is strong, you do not age.

“If wrinkles must be written upon our brows, let them not be written upon the heart. The spirit should never grow old.” - James A. Garfield