Will Writing: How to Write Your Own Will
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Managing Diabetes
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Retirement Planning
How to write your own wills

Wills are important legal documents that will help ensure your assets and property are distributed according to your wishes. They are also documents that will ensure the proper care of your family. Whether you are in poor health or excellent health, if there are important people in your life, you need to create a will to protect their interests after your death.

A person who makes a will is called a testator. Testators have the option of framing their own will or engaging the services of an attorney. Prior to framing a will, a testator’s objectives must be clear. An inventory of assets helps in estimating outstanding debts. A list of family members and other beneficiaries must be prepared. Testators must plan on passing their property to their heirs in the most tax-efficient manner. They may also establish a trust to provide monetary assistance to their spouse or other beneficiaries.

Witnesses are required to sign a copy of the will. They must not be a beneficiary of the will. Once the will is written, it should be stored in a safe place that is accessible to others after death. If a solicitor prepares the will, he should be given a copy with a note stating where the original copy could be found.

Remember to consult your attorney so that he or she can verify your will and take the necessary steps to make your will completely legal. Do remember that practising a healthy lifestyle and of course, with good luck, it will be many years before your will will be required to be proved!

The Wills Act, 1959, Malaysia and the Wills Ordinance (Sabah) does not apply to Muslims.






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Finally a magazine for Senior Citizens has come to the newsstand for the public to read. There are many reading materials published for children, teenagers, men and women and now, it is time to publish one for our golden people.

Although this magazine is meant for the Senior Citizens, the articles contributed are for the benefit of all. All are welcomed to write, contribute, participate and comment. This is the inaugural issue and is packed with a lot of information, activities, events, health tips, interviews and biographies. Wisdom comes with age.

Likewise, senior citizens’ expertise, knowledge and advice are valuable assets to the younger generation. Aging is not only a seniority of calendar years but also an accumulation of wisdom. As we progress technologically, the humanitarian aspect of helping people should not be forgotten.

Progression of arts and science is the acquisition and execution of knowledge and progression of age is the combination of perseverance, righteousness and sense control which produces wisdom. Age is not confined to numbers; aging is a biological process not a psychological one. So long as your psyche is strong, you do not age.

“If wrinkles must be written upon our brows, let them not be written upon the heart. The spirit should never grow old.” - James A. Garfield